/* Base theme inspired by the screenshot: dark photo hero, blue accents, white chips */
:root {
    --bg: #ffffff;          /* white background */
    --ink: #0b0b0b;         /* black text */
    --text: #0b0b0b;        /* main text color */
    --muted: #4b5563;       /* dark gray for secondary text */
    --brand: #1e90ff;       /* blue accent */
    --primary: #2b7cff;     /* blue chips/buttons */
    --chip-bg: #ffffff;     /* light chip */
    --card-bg: #ffffff;     /* white cards */
    --border: rgba(0,0,0,0.1);
  }
  
  * { box-sizing: border-box; }
  html, body { height: 100%; }
  body {
    margin: 0;
    font-family: 'Inter', system-ui, -apple-system, Segoe UI, Roboto, Helvetica, Arial, sans-serif;
    color: var(--text);
    background: var(--bg);
    line-height: 1.6;
  }
  
  .container {
    width: min(1200px, 100% - 32px);
    margin-inline: auto;
  }
  
  .site-header {
    position: sticky;
    top: 0;
    z-index: 30;
    background: rgba(255, 255, 255, 0.85);
    backdrop-filter: saturate(120%) blur(10px);
    border-bottom: 1px solid var(--border);
  }
  .nav {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 14px 0;
  }
  .brand { font-weight: 800; letter-spacing: 0.5px; color: var(--ink); }
  .brand-accent { color: var(--ink); }
  .menu a { color: var(--ink); text-decoration: none; margin-left: 16px; opacity: 0.9; }
  .menu a:hover { opacity: 1; color: #fff; }
  
  /* Hero */
  .hero {
    position: relative;
    min-height: 60vh;
    display: grid;
    align-items: center;
    border-bottom: 1px solid var(--border);
    overflow: hidden;
  }
  .hero-media {
    position: absolute;
    inset: 0;
    background: url('background.jpg') center/cover no-repeat;
    filter: brightness(0.9) saturate(110%);
  }
  .hero::after {
    content: "";
    position: absolute; inset: 0;
    background: radial-gradient(70% 60% at 30% 40%, rgba(30,144,255,0.15), transparent 60%),
                linear-gradient(180deg, rgba(0,0,0,0.15), rgba(0,0,0,0.45) 60%, rgba(0,0,0,0.65));
    pointer-events: none;
  }
  .hero-inner { position: relative; z-index: 1; padding: 72px 0; }
  .hero-title {
    font-size: clamp(34px, 5vw, 64px);
    line-height: 1.05;
    margin: 8px 0 12px;
    font-weight: 800;
    color: #ffffff;
  }
  .hero-title .hero-subline { display: block; font-size: 0.9em; opacity: 0.98; }
  .hero-subtitle {
    max-width: 760px;
    color: rgba(255,255,255,0.9);
    margin: 0 0 20px;
  }
  .hero-actions { display: flex; flex-wrap: wrap; gap: 12px; }
  .chip {
    display: inline-flex;
    align-items: center;
    padding: 10px 14px;
    border-radius: 12px;
    background: var(--chip-bg);
    color: var(--ink);
    text-decoration: none;
    border: 1px solid rgba(30,144,255,0.35);
  }
  .hero .chip { background: rgba(255,255,255,0.9); color: var(--ink); }
  .chip:hover { background: rgba(30,144,255,0.08); }
  
  /* New brokers section below hero */
  .brokers { background: #f7f9fc; border-bottom: 1px solid var(--border); }
  .brokers.plain { background: transparent; border-bottom: none; }
  .broker-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
    padding: 22px 0;
  }
  .broker-grid.single { grid-template-columns: 1fr; }
  .broker-tile {
    display: contents; /* remove card box; render inner text only */
  }
  .broker-tile.big { padding: 22px; }
  .tile-points { margin: 6px 0 4px; padding-left: 18px; color: #374151; }
  .tile-points li { margin: 4px 0; }
  .btn { display: inline-block; color: #1e90ff; padding: 0; background: transparent; border-radius: 0; }
.btn-primary { display: inline-block; background: #1e90ff; color: #ffffff; padding: 12px 18px; border-radius: 6px; text-decoration: none; font-weight: 600; }
.btn-primary:hover { filter: brightness(0.95); }
.cta-row { display: flex; gap: 12px; justify-content: center; align-items: center; margin: 28px 0 18px; }
  .page-title { margin: 18px 0 4px; font-size: 28px; font-weight: 800; }
  .tile-primary { box-shadow: 0 14px 40px rgba(0,0,0,0.08); border-color: rgba(30,144,255,0.35); }
  .tile-outline { background: #ffffff; }
  .tile-header { display: grid; grid-template-columns: 52px 1fr; gap: 12px; align-items: center; }
  .tile-name { font-weight: 800; }
  .tile-sub { color: #4b5563; font-size: 14px; }
  .tile-actions { color: #1e90ff; font-weight: 600; }
  
  .broker-logo {
    width: 52px; height: 52px; display: grid; place-items: center;
    border-radius: 12px; overflow: hidden;
    background: #f2f6ff;
  }
  .broker-logo img { width: 100%; height: 100%; object-fit: contain; }
  .tile-primary .broker-logo { background: #e8f1ff; }
  .tile-outline .broker-logo { background: #eef2ff; }
  
  
  /* Content */
  .content { padding: 40px 0 72px; }
  .lede { color: var(--muted); font-size: 18px; }
  .blog h2, .reviews h2 { font-size: 32px; margin: 8px 0 12px; }
  .blog h3 { margin-top: 28px; }
  .long-text p { opacity: 0.9; }
  .guide { padding: 28px 0; }
  .guide h2 { font-size: 34px; margin: 8px 0 12px; }
  .guide h3 { margin-top: 24px; }
  .guide blockquote { border-left: 4px solid #1e90ff; margin: 18px 0; padding: 10px 14px; background: #f6faff; color: #1b2a41; }
  .v-cards { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; margin: 14px 0; }
  .v-card { background: #fff; border: 1px solid var(--border); border-radius: 12px; padding: 14px; }
  .v-card h4 { margin: 0 0 8px; font-size: 16px; }
  .review-card {
    background: #ffffff;
    border: 1px solid var(--border);
    border-radius: 12px;
    padding: 18px;
    margin: 18px 0;
  }
  
  .site-footer {
    border-top: 1px solid var(--border);
    padding: 24px 0 40px;
    color: var(--muted);
    background: #fff;
  }
  .footer-inner { display: grid; gap: 14px; }
  .footer-meta { display: flex; flex-wrap: wrap; gap: 12px 16px; align-items: center; justify-content: space-between; }
  .footer-links { display: flex; flex-wrap: wrap; gap: 12px 16px; }
  .footer-links a { color: var(--ink); opacity: 0.8; text-decoration: none; }
  .footer-links a:hover { opacity: 1; color: #1e90ff; }
  .footer-notice { font-size: 13px; color: #4b5563; }
  .footer-notice p { margin: 6px 0; }
  
  /* Responsive */
  @media (max-width: 1024px) {
    .broker-cards { position: static; transform: none; grid-auto-flow: column; justify-content: start; margin-top: 18px; }
    .broker-card { width: 100%; max-width: 360px; }
  }
  @media (max-width: 640px) {
    .hero-inner { padding: 56px 0; }
    .hero-actions { gap: 8px; }
    .menu { display: none; }
    .v-cards { grid-template-columns: 1fr; }
  }